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2015 Integrated Annual Report

Revenue up 7% to exceed R2 billion for first time
Operating profit up 4% to R372 million
Headline earnings 2% lower at R180 million
Cash flow from operations up 24% to R397 million
Dividend up 11% to 20 cents per share
Level 2 BBBEE status achieved for third successive year
Sanlam Limited acquires 28.7% shareholding in AfroCentric Healthcare Assets
Acquisition of healthcare assets from WAD Holdings, including Pharmacy Direct
Medscheme appointed as administrator and managed care provider to SA Police Medical Scheme ("Polmed")
AGM Information
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2015 Integrated Annual Report Business Review

1
Group Profile
2
Group Structure
3
Products and Services
4
Business model and strategy
5
Strategy

2015 Integrated Annual ReportLeadership

"For the first time we have a degree of independence, having approximately R1 billion in financial resources to expand our enterprise."

Board of Directors
Executive Committee
Chairperson's Report
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CHIEF EXECUTIVE OFFICER’S
REPORT
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2015 Integrated Annual ReportFinancial Performance

CHIEF FINANCIAL
OFFICER’S
REPORT
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Three-year summarised audited financial results
for the years ended 30 June
Key features Consolidated profit statement Normalised income statement Condensed consolidated statement of cash flows Earnings attributable to equity holders

2015 Integrated Annual ReportOPERATIONS REVIEW

Through its operating subsidiaries AfroCentric provides administration and health risk management solutions to the healthcare funding industry. In addition, AfroCentric provides a range of complementary services to its traditional medical scheme clients as well as a portfolio of healthcare-related enterprises. These services include IT solutions, transactional switching and HIV/Aids management.

ADMINISTRATION AND MANAGED CARE
INFORMATION TECHNOLOGY
 
AFRICA

2015 Integrated Annual ReportGovernance

1
Corporate Governance Report
2
Remuneration Report
3
Social and ethics Committee Report

2015 Integrated Annual ReportShareholder information

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1
Shareholder Analysis
2
Financial Calendar
3
Notice of annual general meeting

2015 Integrated Annual ReportGroup Annual Financial Statements

Company Information Directors' Responsibility Statement Declaration by Company Secretary Audit Committee Report Directors' Report Shareholder's Analysis
Report of the independant auditors Consolidated Statement of Financial Position Consolidated Statement of Comprehensive Income Consolidated Statement of Changes in Equity Consolidated Statement of Cash Flows Notes to Group Annual Financial Statements