Notes to the Group Annual Financial Statements – Note 7

7. Intangible assets
 
   Goodwill 
R’000
 
Brands and 
intellectual 
property 
R’000
 
Computer 
software 
R’000
 
Internally 
developed 
computer 
software 
R’000
 
Custo- 
mer 
relation- 
ships 
R’000
 
Total 
R’000
 
  
Opening carrying amount at 1 July 2017  855 437  12 913  195 208  309 443  90 745  1 463 746    
Take on balance  –  –  –  –    
Additions  –  –  119 594  191 251  –  310 845    
Amortisation charge for the year  –  (2 743) (48 561) (24 359) (13 940) (89 603)   
Business Acquisitions*  28 051  –  –  –  28 180  56 231    
Reclassification  –  –  (2 139) –  –  (2 139)   
Carrying value at 30 June 2018  883 488  10 170  264 108  476 335  104 985  1 739 086    
At 30 June 2018                      
Cost  926 900  47 873  431 425  607 499  269 558  2 283 255    
Accumulated amortisation, impairment and adjustments  (43 412) (37 703) (167 317) (131 164) (164 573) (544 169)   
Closing carrying amount  883 488  10 170  264 108  476 335  104 985  1 739 086    
Opening carrying amount at 1 July 2016  872 077  15 656  185 202  215 021  100 859  1 388 815    
Additions  –  –  49 630  128 418  –  178 048    
Disposals  –  –  (27) –  –  (27)   
Amortisation charge for the year  –  (2 743) (39 597) (33 996) (10 114) (86 450)   
Impairment  (16 640) –  –  –  –  (16 640)   
Carrying value at 30 June 2017  855 437  12 913  195 208  309 443  90 745  1 463 746    
At 30 June 2017                      
Cost  898 849  47 873  313 964  416 248  241 378  1 918 312    
Accumulated amortisation, impairment and adjustments  (43 412) (34 960) (118 756) (106 805) (150 633) (454 566)   
Closing carrying amount  855 437  12 913  195 208  309 443  90 745  1 463 746    

* The recognition of goodwill (R28.1 million) and customer relationships (R28.2 million) is as a result of the business combinations in the current financial year (refer to note 4 for further details).

A summary per cash generating unit (CGU) of the goodwill allocation is presented below:


  Group   Company  
  June 2018
R’000
  June 2017
R’000
  June 2018
R’000
  June 2017
R’000
 
Healthcare Administration SA CGU                
Medscheme – healthcare administration 248 622   248 622      
Medscheme – health risk management 89 298   89 298      
Aid for Aids Management Proprietary Limited – healthcare administration 23 490   23 490      
Allegra Proprietary Limited – healthcare IT support 1 268   1 268      
AfroCentric Distribution Services Proprietary Limited – healthcare marketing support 835   835      
Klinikka Proprietary Limited – medical equipment supplier 2 435   2 435      
Wellness Odyssey – healthcare wellness days 14 857        
Tendahealth – healthcare insurance broker 1 162        
Scriptpharm – Chronic scripts claim 2 699        
Essential Group – healthcare insurance 9 333        
Healthcare Africa CGU                
Medscheme Mauritius Limited – local administration 4 969   4 969      
Medscheme Mauritius Limited – International administration 10 566   10 566      
Healthcare Retail SA CGU                
Pharmacy Direct, Curasana and Glen Eden 473 954   473 954      
  883 488   855 437      

Management determines the recoverable amount of cash generating units as being the higher of fair value less costs to sell or value in use. In the absence of an active market, value in use is used to determine the recoverable amount. As there are no active market value in use is used. A traditional method of discounting management’s best estimate of future cash flows attributable to the cash generating unit has been applied to determine the value in use. A growth rate has been applied to cash flow streams to take into account the effect of inflation as well as business specific expectations.

Assumptions used in the determination of the discount rate are as follows:

  • The rate on government bonds (risk free rate) 8.12% as at 30 June 2018
  • A market risk premium of 6.5% is justified as the overall risk is to the downside.

(Please note that the inputs above were adjusted for geographical and entity specific risk.)

The table below indicates the variables used in the determination of the discounted cash flows for the separate business units.


   Recover- 
able 
amount 
R’000
 
Risk 
adjustment 
factor
 
WACC  Forecast 
period1
Average 
growth 
rate2
  
Medscheme – healthcare administration and health risk management  5 973 902  1.0  13.97  4 years  6.00%    
Aid for Aids Management Proprietary Limited – healthcare administration  139 559  1.0  13.97  4 years  7.00%    
Allegra Proprietary Limited – healthcare IT support  158 879  1.15  16.07  4 years  6.00%    
AfroCentric Distribution Services Proprietary Limited  78 529  1.10  15.37  4 years  6.00%    
Klinikka Proprietary Limited – medical equipment supplier  21 286  1.20  16.76  4 years  6.00%    
Medscheme Mauritius Limited – local and international administration  87 291  1.15  16.07  4 years  7.00%    
Pharmacy Direct, Curasana and Glen Eden  1 280 086  1.0  13.97  4 years  7.00%    
Scriptpharm – Chronic scripts claim  22 687  1.2  16.76  4 years  6.00%    
Wellness Odyssey – healthcare wellness days  113 861  1.2  16.76  4 years  6.00%    
Essential Group – healthcare insurance  93 620  1.2  16.76  4 years  8.00%    

Note 1: Based on the average tenure of current contracts with our clients, a forecast period of 4 years is considered reasonable.
Note 2: Growth rates are based on current consumer price indicators and membership growth.
The net present value of forecasts support the carrying value of the goodwill indicated above.

The Medscheme – healthcare administration was impaired in the 2017 financial year by R16.6 million relating to IE Business and there has been no changes in any of the other CGUs.


Notes to the Group Annual Financial Statements – Note 7