21. NET FINANCE COSTS
 
Group  Company 
2024  2023  2024  2023 
R’000  R’000  R’000  R’000 
FINANCE INCOME  (31 277) (21 745) (324) (275)
Cash and cash equivalents  (21 580) (10 941) (324) (275)
Other*  (9 697) (10 804) –  – 
Insurance finance income  (6 731) (4 092) –  – 
Total finance income  (38 008) (25 837) (324) (275)
FINANCE COSTS  77 045  77 229  6 064  2 113 
Other**  7 969  13 102  –  – 
Inter-company loans  –  –  6 064  2 113 
Borrowings  69 076  64 127  –  – 
Net finance costs  39 037  51 392  5 740  1 838 
* Finance income – Other relates to interest charged in relation to loans granted.
** Finance costs – Other relates to Cash Management Solution (CMS) interest and SARS interest